Fintech Software for Payments and Digital Finance
We build fintech software for payments, wallets and simple money tools. The screens stay clear so your ops team can see what happen to a payment. If you already have a ledger, we can connect to it.
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Projects delivered
2012
Year we started
80+
Clients
98%
Client satisfaction
About Fintech Software
Fintech software is the product that moves or tracks money. A payment app, a wallet, or a dashboard that shows who paid and when. A ledger here just means the list of money in and money out.
Companies use it when email and spreadsheets can't keep up. You need a record you can trust, and a way to retry a failed payment. We explain the flow in plain words before we write code.
Why Choose Fintech Software From Rayz
Money flow first
We map who sends, who receives and what happens when a payment fails.
Careful with access
Only the right roles can refund, export or change a limit.
Clear logs
You can see why a transfer sat in pending, not just a red error.
Fits your bank or gateway
We connect to the payment provider you already use, when that is possible.
Start with one product
A payout tool or a wallet first. Then we add the next piece.
What We Do With Fintech Software
We design and build fintech software your team can run day to day. Usual tools are React, Node.js, Java, PostgreSQL and AWS. Redis if we need a fast queue for payments.
Payment dashboards
A screen for status, retries and exports your finance team can open each morning.
Wallets and balances
Show what a user hold, with a simple history they can understand.
KYC checks
Collect ID steps and store the result. KYC just means knowing who the user is.
Ledgers and reports
Keep the money list in PostgreSQL and give you files your accountant can use.
Benefits for Your Business
Fewer lost payments
Failed items sit in a list so someone can retry them the same day.
Less manual matching
The ledger and the bank file can be compared without a long spreadsheet.
Faster support answers
Support can open one payment and see the full path.
Room to add a new product
When you launch a second flow, it can reuse the same core.
Ready to talk?
If you have a fintech idea or a payment tool that need a rebuild, write to us. We will say what we can ship first, even if that is only one flow.
Contact us